Latest articles from Bill Lumley

Nationwide Building Society logo on a smartphone screen.

Shift to the cloud accelerates with Nationwide modernisation

March 20, 2023

Robust cloud-based payments systems are seen as a crucial way for incumbent banks to compete more effectively with fintech start-ups.

Bank of America cropped

BofA innovation culture drives patent applications

March 2, 2023

A start-up mindset and patents fuel a culture of innovation at Bank of America – a working environment that will become ever more important for banks as CBDCs gain prominence.

Digital currency bank

Digital currency network developer invites banks to participate in tests

February 22, 2023

Unveiled at Davos, UDPN, a global messaging network supporting digital currency systems, has already been tested by several leading banks.  


Financial services alliance offers BNPL to multinational global retailers

January 26, 2023

Allianz Trade, Santander CIB and B2B e-commerce platform Two have expanded their buy now, pay later service to enable payments for large retailers.

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Hope for fintech start-ups hampered by payment charges

December 20, 2022

An investigation into allegedly unfair interchange fees charged by the two main card providers in the UK has been launched with a focus on driving down costs that are stifling the innovation of fintech start-ups.

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Banks work toward gender parity with Code First Girls

December 19, 2022

UK banks sign up to female tech talent initiative Code First Girls.

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Cyber attacks against banks reach record levels

December 19, 2022

Cyber attacks against banks are at record levels globally and rising sharply, according to several recent reports.

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DTCC report lays out CBDC challenges

December 16, 2022

The corporation worked with the Digital Dollar Project and Accenture on the wide-ranging white paper.

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Bank pilot shows interoperability between blockchains

December 14, 2022

Coupling blockchain systems is a breakthrough that will bring with it improved efficiency and ease of use, but for now it is a benefit for bank treasuries alone.

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The untapped segment in Middle Eastern banking

December 8, 2022

A report reveals the great opportunity for newcomers to address the unmet needs of the region’s unbanked, amid expectations for massive expansion of the fintech sector in the coming years.

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